Terms & Conditions for Wealth-Picture.com

Last Updated: 14 January 2026

Website: https://wealth-picture.com

Owner/Operator: Back Nine Advisors LLC

1. Acceptance of Terms

By accessing or using Wealth-Picture.com (“Site”) and any related Google Workspace–integrated tools or services (“Services”), you agree to these Terms & Conditions (“Terms”). If you do not agree, discontinue use immediately.

2. Description of Services

Wealth-Picture.com provides digital tools, dashboards, and collaboration features designed to support financial planning, documentation management, and communication workflows. Certain features integrate with Google Workspace for authentication, file handling, and productivity enhancements. Services may evolve over time, and new features may be added or removed.

3. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements. By using the Site, you represent that all information you provide is accurate and complete.

4. User Accounts & Authentication

• Access may require Google Workspace authentication.

• You are responsible for maintaining the confidentiality of your login credentials.

• You agree not to impersonate others or share access.

• You must notify us immediately of unauthorized access.

5. Acceptable Use Policy

You agree not to:

• Use the Services for unlawful, fraudulent, or harmful purposes

• Upload malicious code or attempt to disrupt the Site

• Access data you are not authorized to view

• Reverse engineer or attempt to extract source code

• Use the Services in violation of Google's Acceptable Use Policy

• Interfere with the security or integrity of the platform

We reserve the right to suspend or terminate accounts for violations.

6. Intellectual Property

All content, branding, software, and materials on Wealth-Picture.com are owned by us or licensed to us. You may not copy, modify, distribute, or create derivative works without written permission.

7. Third-Party Services

The Site integrates with Google Workspace and may rely on additional third-party tools. Your use of those services is governed by their respective terms and privacy policies. We are not responsible for the availability or performance of third-party services.

8. Privacy & Data Protection

Your use of the Services is governed by our Privacy Policy. By using the Site, you consent to the collection and processing of information as described there. For EU/EEA users, processing is based on: Contractual necessity (Art. 6(1)(b) GDPR) Legitimate interests (Art. 6(1)(f) GDPR) Consent, where applicable (Art. 6(1)(a) GDPR)

9. Disclaimers

The Services are provided “as is” without warranties of any kind. We do not guarantee uninterrupted availability, accuracy, or fitness for a particular purpose. Financial information or tools provided through the Site are for informational purposes only and do not constitute financial, legal, or investment advice.

10. Limitation of Liability

To the fullest extent permitted by law, Wealth-Picture.com is not liable for indirect, incidental, consequential, or punitive damages arising from your use of the Site or Services.

11. Indemnification

You agree to indemnify and hold us harmless from claims arising out of your misuse of the Services or violation of these Terms.

12. Modifications

We may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by the laws of the United States and the State of Florida, without regard to conflict-of-law principles. EU users may also have mandatory rights under local consumer protection laws.

14. Contact

For questions about these Terms:

Email: wealthpicture@gmail.com

Website: https://wealth-picture.com